Source for credit cards
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Free
StuffSite
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Source for credit cards
Products Free
StuffSite
Map
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Basics of Credit Card
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Card Issuer A card issuer is an entity that issues plastic cards bearing a sequence of identifying numbers and the cardholder's name for the purposes of conducting credit transactions. Would-be cardholders fill out an application that is presented to the credit card issuer, which in turn authorizes the issuance of a card with a specific credit limit stipulated. A card issuer can be a bank or financial institution, a credit union, or a similar company. The card issuer essentially loans money to the card holder within the terms of an agreed upon credit program. Typically credit card issuers allow debt to be rolled over or revolved monthly with fees and interest charges assessed on the amount owed. Large retail entities can also be card issuers but users should be careful to distinguish between a credit card issuer and a charge card issuer. Charge cards issued by department store giants like Sears normally require that the balance on the card be paid in full when the bill is received. The charges cannot be rolled over. More Credit-Card Terms Explained |
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