Source for credit cards
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Source for credit cards
Products Free
StuffSite
Map
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Balance Transfer Balance transfer is a procedure involving the transfer of outstanding balance on one credit card account to another credit card account. Such kinds of transfers are subjected to a fixed balance transfer fee. The balance transfer fee depends on the credit card company. The main reason why someone does a balance transfer is to get a lower overall interest rate over the pending balance. Generally credit card companies keep a higher balance transfer rate to stop their customers from moving over to other service providers or in other words, going for a balance transfer. Similarly, credit card companies also offer lower APR rates to attract customers from a competing company. This is also known as teaser rates which encourages a person to go for a balance transfer. Balance transfer is a good way to reduce your interest rates but make sure to read the terms and conditions of a credit card company before going for a balance transfer in order to avoid getting brunt in the process. More Credit-Card Terms Explained |
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