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Source for credit cards
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StuffSite
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Cash Advance A cash advance is a form of advanced loan which can be obtained using a credit card. The interest rate in this case is charged from the date the loan is taken and is generally higher as compared to other loan options. The credit card company in this case places the loan amount as a separate outstanding balance on the account of the credit card holder and charges a different interest rate based on its terms and conditions. The major advantage of a cash advance is the immediate availability of loan amount which in other cases might take a longer term and might involve more formalities. Grace periods may or may not apply to cash advances but they sure have an associated higher APR in almost all cases. The higher APR is generally not taken into consideration by people requiring loans on an immediate basis. This is why cash advances have become quite popular. More Credit-Card Terms Explained |
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