Source for credit cards
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Source for credit cards
Products Free
StuffSite
Map
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Fair Credit Billing Act The Fair Credit Billing Act is a piece of legislation passed by the United States Congress, which strives to protect consumers from unfair billing practices and to provide a means for consumers to address billing mistakes in their "open end" accounts such as credit and charge cards. The legislation defines several types of billing errors including charges not made by the consumer, charges that appear with an incorrect amount, charges for goods that were never received, and charges for goods that were not delivered as agreed. Other errors include the failure of the statement to reflect payments made and credits issued, errors in mathematical calculations, and charges for which the consumer seeks verification or clarification. In order to meet the requirements of the legislation a consumer must dispute a charge within sixty days of receiving their statement and the credit issuer then has 90 days to respond and to initiate an investigation. More Credit-Card Terms Explained |
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